Deductible Calculator
What this tool does
Enter your dwelling coverage amount and deductible type (flat dollar or percentage), and this tool instantly shows your actual out-of-pocket cost. Most homeowners with percentage-based wind or hurricane deductibles don't realize how much they owe until they file a claim.
Who needs this
Any homeowner in a coastal or storm-prone state with a percentage-based deductible. If your declarations page shows a 2% or 5% wind deductible instead of a flat dollar amount, you need to run these numbers before your next storm.
How to use it
Pull out your declarations page and find your dwelling coverage (Coverage A) and your deductible. Enter the dwelling amount, select flat or percentage, and enter the deductible value. The result shows exactly what comes out of your pocket before insurance pays anything.
See how this applies to your property
Upload photos of your damage and get a detailed analysis showing exactly where your estimate may fall short.