Free Insurance Claim Calculators
These tools help you understand the real numbers behind your insurance claim. No signup required. Enter your policy details and see results instantly.
Deductible Calculator
Find out what your deductible actually costs in real dollars. Percentage deductibles on a $400,000 policy can mean $20,000 out of pocket.
Overhead & Profit Calculator
See how much O&P adds to your repair estimate. On a $40,000 job, the missing O&P line item is worth $8,000.
Holdback Recovery Calculator
Your first insurance check isn't your full settlement. This tool shows exactly how much depreciation you can recover after repairs.
ALE Budget Planner
Your policy may have $80,000+ for temporary living expenses. This planner shows how much you have and how long it lasts.
Material Grade Gap Calculator
See the dollar difference between what insurance priced (stock) and what you actually have (semi-custom or premium).
Want a full analysis of your claim?
Upload photos of your damage and get a detailed report showing exactly where your estimate may fall short.